New Jersey Paycheck Calculator 2026
Take-home pay in New Jersey after federal, FICA and state income tax.
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Pay type
For the Child Tax Credit.
See local tax note below.
Take-home pay per paycheck
$1,853.05
Gross per paycheck
$2,307.69
Total taxes
19.7%
of gross pay
Federal tax bracket
12%
marginal rate
Taxes per paycheck
$454.64
| Per paycheck | Per year | |
|---|---|---|
| Gross pay | $2,307.69 | $60,000 |
| − Federal income tax | $193.08 | $5,020 |
| − Social Security (6.2%) | $143.08 | $3,720 |
| − Medicare (1.45%) | $33.46 | $870 |
| − New Jersey income tax | $68.01 | $1,768 |
| − NJ disability insurance (TDI) | $4.38 | $114 |
| − NJ family leave insurance (FLI) | $5.31 | $138 |
| − NJ unemployment insurance (employee) | $7.32 | $190 |
| Take-home pay | $1,853.05 | $48,179 |
Local tax note: Newark has a payroll tax paid by employers; there's no general local income tax for employees.
Estimate for 2026 using the standard deduction and current federal and New Jersey rates. Your actual paycheck depends on your W-4, other income, credits and employer benefits. Not tax advice.
How to use the New Jersey Paycheck Calculator tool
- 1
Enter your salary or hourly wage and how often you're paid (New Jersey is already selected).
- 2
Pick your filing status and add children, 401(k) and pre-tax health insurance if you have them.
- 3
Your take-home pay and a breakdown of every tax update instantly.
New Jersey income tax rates for 2026
Single
| Taxable income over | Rate |
|---|---|
| $0 | 1.4% |
| $20,000 | 1.75% |
| $35,000 | 3.5% |
| $40,000 | 5.53% |
| $75,000 | 6.37% |
| $500,000 | 8.97% |
| $1,000,000 | 10.75% |
Married filing jointly
| Taxable income over | Rate |
|---|---|
| $0 | 1.4% |
| $20,000 | 1.75% |
| $50,000 | 2.45% |
| $70,000 | 3.5% |
| $80,000 | 5.53% |
| $150,000 | 6.37% |
| $500,000 | 8.97% |
| $1,000,000 | 10.75% |
- Personal exemption: $1,000 single / $2,000 married, plus $1,500 per dependent.
- NJ disability insurance (TDI): 0.19% of wages up to $171,100.
- NJ family leave insurance (FLI): 0.23% of wages up to $171,100.
- NJ unemployment insurance (employee): 0.43% of wages up to $44,800.
- Newark has a payroll tax paid by employers; there's no general local income tax for employees.
Rates: Tax Foundation 2026 state table, state agencies and IRS. Data last reviewed 2026-11-14.
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Frequently asked questions
Does New Jersey have a state income tax?
Yes. In 2026, New Jersey taxes wages at 1.4% to 10.75%, depending on your taxable income.
What is the New Jersey standard deduction for 2026?
New Jersey has no standard deduction, but allows a personal exemption of $1,000 ($2,000 married).
Are there local income taxes in New Jersey?
Newark has a payroll tax paid by employers; there's no general local income tax for employees.
What else is taken out of a New Jersey paycheck?
Federal income tax, Social Security (6.2% up to $184,500) and Medicare (1.45%, plus 0.9% above $200,000), plus NJ disability insurance (TDI), NJ family leave insurance (FLI), NJ unemployment insurance (employee), and New Jersey income tax. Pre-tax deductions such as 401(k) contributions and health insurance lower your taxable pay.
Why is my real paycheck a little different?
Employers withhold based on your W-4, which may include extra withholding, other income or deductions. Benefits such as HSA, dental or commuter plans, and local taxes also change the result. Treat this as a close estimate.