New York Paycheck Calculator 2026
Take-home pay in New York after federal, FICA and state income tax.
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Pay type
For the Child Tax Credit.
See local tax note below.
Take-home pay per paycheck
$1,825.25
Gross per paycheck
$2,307.69
Total taxes
20.9%
of gross pay
Federal tax bracket
12%
marginal rate
Taxes per paycheck
$482.44
| Per paycheck | Per year | |
|---|---|---|
| Gross pay | $2,307.69 | $60,000 |
| − Federal income tax | $193.08 | $5,020 |
| − Social Security (6.2%) | $143.08 | $3,720 |
| − Medicare (1.45%) | $33.46 | $870 |
| − New York income tax | $101.65 | $2,643 |
| − NY Paid Family Leave | $9.97 | $259 |
| − NY disability insurance (SDI) | $1.20 | $31 |
| Take-home pay | $1,825.25 | $47,457 |
Local tax note: New York City residents pay an extra city income tax of about 3.08%–3.88%, and Yonkers residents pay a surcharge. Enter it in “Local income tax”.
Estimate for 2026 using the standard deduction and current federal and New York rates. Your actual paycheck depends on your W-4, other income, credits and employer benefits. Not tax advice.
How to use the New York Paycheck Calculator tool
- 1
Enter your salary or hourly wage and how often you're paid (New York is already selected).
- 2
Pick your filing status and add children, 401(k) and pre-tax health insurance if you have them.
- 3
Your take-home pay and a breakdown of every tax update instantly.
New York income tax rates for 2026
Single
| Taxable income over | Rate |
|---|---|
| $0 | 3.9% |
| $8,500 | 4.4% |
| $11,700 | 5.15% |
| $13,900 | 5.4% |
| $80,650 | 5.9% |
| $215,400 | 6.85% |
| $1,077,550 | 9.65% |
| $5,000,000 | 10.3% |
| $25,000,000 | 10.9% |
Married filing jointly
| Taxable income over | Rate |
|---|---|
| $0 | 3.9% |
| $17,150 | 4.4% |
| $23,600 | 5.15% |
| $27,900 | 5.4% |
| $161,550 | 5.9% |
| $323,200 | 6.85% |
| $2,155,350 | 9.65% |
| $5,000,000 | 10.3% |
| $25,000,000 | 10.9% |
- Standard deduction: $8,000 single / $16,050 married filing jointly.
- NY Paid Family Leave: 0.43% of wages (max $411.91 per year).
- NY disability insurance (SDI): 0.5% of wages (max $31.2 per year).
- New York City residents pay an extra city income tax of about 3.08%–3.88%, and Yonkers residents pay a surcharge. Enter it in “Local income tax”.
Rates: Tax Foundation 2026 state table, state agencies and IRS. Data last reviewed 2026-11-14.
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Frequently asked questions
Does New York have a state income tax?
Yes. In 2026, New York taxes wages at 3.9% to 10.9%, depending on your taxable income.
What is the New York standard deduction for 2026?
$8,000 for single filers and $16,050 for married couples filing jointly.
Are there local income taxes in New York?
New York City residents pay an extra city income tax of about 3.08%–3.88%, and Yonkers residents pay a surcharge. Enter it in “Local income tax”.
What else is taken out of a New York paycheck?
Federal income tax, Social Security (6.2% up to $184,500) and Medicare (1.45%, plus 0.9% above $200,000), plus NY Paid Family Leave, NY disability insurance (SDI), and New York income tax. Pre-tax deductions such as 401(k) contributions and health insurance lower your taxable pay.
Why is my real paycheck a little different?
Employers withhold based on your W-4, which may include extra withholding, other income or deductions. Benefits such as HSA, dental or commuter plans, and local taxes also change the result. Treat this as a close estimate.